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Ordinance No. 9,628ORDINANCE NO. 9628 AN ORDINANCE OF THE CITY COUNCIL OF THE CITY OF BAYTOWN, TEXAS, APPROVING THE BUDGET FOR THE BAYTOWN AREA WATER AUTHORITY (BAWA) FOR THE FISCAL YEAR BEGINNING OCTOBER 1, 2003, AND ENDING SEPTEMBER 30, 2004; AND PROVIDING FOR THE EFFECTIVE DATE THEREOF. WHEREAS, the Board of Directors of the Baytown Area Water Authority (BAWA) have adopted a budget for BAWA for the fiscal year beginning October 1, 2003, and ending September 30, 2004; and WHEREAS, the General Manager of BAWA has submitted said budget to the City Council of the City of Baytown for approval; and WHEREAS, after full and final consideration, it is the opinion of the City Council of the City of Baytown that the budget should be approved; NOW THEREFORE BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF BAYTOWN, TEXAS: Section 1: That the City Council of the City of Baytown, Texas, hereby approves the budget of the Baytown Area Water Authority (BAWA) for the fiscal year beginning October 1, 2003, and ending September 30, 2004, in the amount of FIVE MILLION SEVEN HUNDRED NINETY - ONE THOUSAND FIVE HUNDRED THIRTY -THREE AND NO /100 DOLLARS ($5,791,533.00). A copy of the above - referenced budget for BAWA is attached hereto, marked Exhibit "A," and made a part hereof for all intents and purposes. Section 2: This ordinance shall take effect immediately from and after its passage bythe City Council of the City of Baytown. INTRODUCED, READ and PASSED by the affirmative vote of the City Council of the City of Baytown this the 25th day of September, 2003. Z�� C eg�� PETE C. ALFARO, Mayor ATTEST: ,, k GARY W. SI.2ITH, City Clerk APPROVED AS TO FORM: • GNACIO RAM Z, SR. ttomey F:Ueanene\My Documents \Council\ \ September \AdoptBAWABudget03- 04.doc � Baytown Area Water Authority (BAWA) ANNUAL PROGRAM OF SERVICES 2003 -04 ADOPTED BUDGET Submitted To Baytown Area Water Authority Board Gary Jackson Fred Pack . Donna Sams General Manager Plant Manager Director of Finance BAYTOWN AREA WATER AUTHORITY BOARD OF DIRECTORS ROBERT L. GILLETTE, President DAN MUNDINGER, Vice President PETER R. BUENZ, Secretary KNOX BEAVERS DAN CONEJO 2(i BAYTOWN AREA WATER AUTHORITY 7425 Thompson Road, Baytown, Texas 77521 -1056 (281) 426- 3517 " FAX (281) 426 -3519 1 September 17, 2003 President and Members of the Baytown Area Water Authority Board ' Baytown Area Water Authority Baytown, Texas t It is my pleasure to present the Adopted 2003 -04 Budget with the attached technical adjustments for the Baytown Area Water Authority (BAWA) Board. The Budget sets forth the revenues and appropriations for the fiscal year October 1, 2003 through September 30, 2004. The financial ' guidance provided by the Board has resulted in BAWA's strong financial position exhibited by an above average working capital balance. The use of non - recurring revenues to fund a portion of the capital improvement program will reduce the amount of future debt issues. The 2004 budget includes the design of the second water supply line serving the City of Baytown. This project will provide reliability to BAWA's largest customer, the City of Baytown, which currently constitutes 88% of BAWA's water sales. BAWA submitted a loan application to the Texas Water Development Board (TWBD) for ' funding of the second water supply line and Phase II improvements. The BAWA projects ranked 9th out of the 49 projects submitted for funding. The TWBD will award funding in priority order until all available funding has been exhausted. The TWBD will meet in September 2003 to ' determine funding. In the event that the TWDB loan is not approved, we propose to issue revenue bonds as originally planned. ' Revenue estimates for water sales in the proposed budget are based upon sales in a typical year. However, we have experienced a trend in recent years of lower than anticipated water sales due to weather conditions. Major improvements are currently underway at BAWA that will provide the foundation for assuming growth in sales and continued reliable service to the customers served. I look forward to reviewing this document with you in detail. ' Sincere y, Gary Ja General 2 BAYTOWN AREA WATER AUTHORITY FUND TECHNICAL ADJUSTMENTS & AMENDMENTS 2003 -04 BUDGET Attachment Proposed Adjustment Adopted Expenditures: Baytown Area Water Authority Fund $ 5,774,833 $ 16,700 $ 5,791,533 $ 5,774,833 $ 16,700 $ 5,791,533 Summary of Technical Adjustments Proposed Adjustment Adopted Expenditures: Baytown Area Water Authority Fund 71031 Contract Personnel BAWA $ 844,714 $ 16,700 $ 861,414 $ 844,714 $ 16,700 $ 861,414 The Technical Adjustments are based on the following adjustments to the 2003 -04 Baytown Area Water Authority (BAWA) Budget. Adjustment #1: • Updates include the budgeted expenditures for the BAWA Fund to fund a 2.5% salary increase to employees who work at the Baytown Area Water Authority. $ 13,500 Adjustment #2 • Updates include the budgeted expenditures for the BAWA Fund for health costs that were underestimated during the original budget process. 3,200 TOTAL $ 16,700 3 i I� ICJ MAJOR BUDGET ISSUES Fiscal Year 2003 -04 BAYTOWN AREA WATER AUTHORITY ' This fund accounts for the activities of the Baytown Area Water Authority (BAWA). BAWA is a water authority created by the Texas Legislature to supply water for the City of Baytown (City) and surrounding communities. The City comprises approximately 88% of BAWA's annual ' sales. BAWA is a separate legal entity; however, it is considered a component unit of the City. BAWA has experienced no shortages of raw water supply to the plant or interruptions to service to its customers. REVENUES 1 The 2003 -04 budget projects sales of $5,647,178 for 12.21 million gallons per day (MGD) based upon average rainfall years. Fluctuations to average rainfall can significantly impact actual sales. BAWA services a total of eight customers. No increases are projected to BAWA's current rate structure of $1.26 per 1,000 gallons for the City of Baytown and $1.29 per 1,000 gallons for customers outside the city. Since the inception of the BAWA plant in April 1981, there have tbeen three rate increases in 1988, 1993 and 1999. The 1999 increase provided funding for the issuance of debt for plant expansion. ' EXPENDITURES ' Total adopted operating expenditures for the 2003 -04 budget are $3,722,583, an increase of $45,910 from 2003. The depreciation expense increased to recognize one full year of ' depreciation on the Phase I improvement project. Highlights of major operating changes were as follows: • Annualization of prior year compensation program and 2004 increases for 2002 -03. $39,029 • A decrease in maintenance expenses. ($2,300) • Various increases in other supplies & services. $9,181 Raw Water Supply Cost — BAWA purchases raw water from the City of Houston. The raw water supply contract with the City of Houston is in effect through the year 2020 and sets the maximum amount of raw water to be delivered to the BAWA plant at 11.9 MGD without penalties. BAWA anticipates no rate increase from the City of Houston for next year; therefore, ' there will be no pass through increase in the cost of raw water for the 2004 f scal year. The surcharge for water purchased over the 11.9 MGD is nominal at this time. 10 Debt Service — The current debt service requirement for 2003 -04 is $1,319,950. There is a decrease of $513,243 from the 2003 fiscal year. The final payment on the 1994 Revenue bonds Iwas made in 2003. ' • There is currently one line supplying water to BAWA's major customer, the City of Baytown. The design for a second line is planned in 2004 at an estimated cost of $700,000 for design. The total estimated cost will be $7,000,000. Debt will be issued for ' construction. WORKING CAPITAL ' In order to maintain fiscal stability, governmental entities maintain a working capital balance to meet daily liquidity needs. Appropriate levels of working capital vary from entity to entity based ' on the relative impact of particular circumstances or financial conditions. The goal for working capital is 90 days. Working capital is defined as current assets (e.g. cash, investments, accounts receivable) less current liabilities (e.g. accounts payable). Projected working capital is estimated to be 103 days as of September 2004. i I I 1 MAJOR BUDGET ISSUES Fiscal Year 2003 -04 ' CAPITAL IMPROVEMENT PROGRAM. The Capital Improvement Program for BAWA includes four major projects. The projects are ' funded primarily from bonds. The 2004 budget includes funding from retained earnings designated for capital improvements for the second water supply line project design cost. The ' 2004 budget includes a transfer to the BAWA Capital Improvement Program (CIP) of $475,000, which represents non - operating revenues received from a mineral royalty. The retained earnings of the BAWA CIP Fund is estimated to be $1,379,117 by the end of 2004. Utilizing non- ' operating funds in the CIP program will reduce the amount of debt issued in the future. • Phase II of BAWA's plant improvement is on hold pending the Texas Commission on Environmental Quality (TCEQ) study to develop new recommendations pertaining to disinfection programs (Ozone). The study should be complete by 2003 with recommendations available in 2004. Phase II was originally estimated at $6,000,000. • Phase III of BAWA's plant improvement is currently underway. This included the replacement of equipment that has reached its useful life; pumping improvements to ' achieve a firm capacity of 26 MGD; and safety improvements. Phase III began in the summer of 2002 and is scheduled to be complete September 2003. The estimated cost for this project is $5,800,000 funded from the 1999 and 2002 Revenue Bonds issued. ' • The master meters for BAWA's seven outside customers are being replaced. Th g p e meters ' for the City of Baytown are not being replaced due to the volume of meters. The purpose of this program is to change the master meters from a turbine meter to a fire - service compound meter. This will bring BAWA into compliance with the UL -FM Code for Fire Protection as well as measure water usage at lower flows more accurately. The 2004 ' budget includes $210,000 for this project. ' • There is currently one line supplying water to BAWA's major customer, the City of Baytown. The design for a second line is planned in 2004 at an estimated cost of $700,000 for design. The total estimated cost will be $7,000,000. Debt will be issued for ' construction. WORKING CAPITAL ' In order to maintain fiscal stability, governmental entities maintain a working capital balance to meet daily liquidity needs. Appropriate levels of working capital vary from entity to entity based ' on the relative impact of particular circumstances or financial conditions. The goal for working capital is 90 days. Working capital is defined as current assets (e.g. cash, investments, accounts receivable) less current liabilities (e.g. accounts payable). Projected working capital is estimated to be 103 days as of September 2004. i I I 1 � I � I � I BAYTOWN AREA WATER AUTHORITY FUND 510 BUDGET SUMMARY BY FUND Actual Budget Estimated Adopted 2001 -02 2002 -03 2002 -03 2003 -04 xevenues 822,385 819,521 861,414 1,998,998 Sale of Water - Baytown $ 4,641,698 $ 4,927,829 $ 4,642,691 $ 4,941,329 Sale of Water - Other 586,889 703,921 630,197 705,849 Interest Revenue 38,764 87,600 18,350 12,000 Mineral Royalties 313,625 320,000 475,000 475,000 Total Revenues 5,580,976 6,039,350 5,766,238 6,134,178 Expenditures ' Personnel Services Supplies Maintenance Services it � I � I � I � I I I I 781,202 822,385 819,521 861,414 1,998,998 2,258,700 2,129,900 2,258,200 187,189 142,300 133,200 140,000 439,887 453,288 444,553 462,969 Total Operating 3,407,276 3,676,673 3,527,174. 3,722,583 Transfers Out - Capital Improvement 313,625 320,000 Capital Outlay 43,021 30,000 29,269 234,000 Debt Service: $ 1,396,180 $ 1,535,664 $ 1,297,782 $ 1,640,427 Principal 1,250,000 1,015,000 1,015,000 565,000 Interest 813,938 818,193 818,193 754,950 Transfers Out - Capital Improvement 313,625 320,000 475,000 475,000 Contingency - 40,000 - 40,000 Total Expenditures 5,827,860 5,899,866 5,864,636 5,791,533 Excess (Deficit) Revenues Over Expenditures (246,884) 139,484 (98,398) 342,645 Working Capital - Beginning 1,643,064 1,396,180 1,396,180 1,297,782 Working Capital - Ending $ 1,396,180 $ 1,535,664 $ 1,297,782 $ 1,640,427 No. of Working Capital Days 87 95 81 103 � 6 40 1 BAYTOWN AREA WATER AUTHORITY FUND 510 OPERATING RESULTS Actual Budget Estimated Adopted 2001 -02 2002 -03 2002 -03 2003 -04 Operating Revenues Sale of Water - Baytown $ 4,641,698 $ 4,927,829 $ 4,642,691 $ 4,941,329 Sale of Water - Other 586,889 703,921 630,197 705,849 Total Revenues 5,228,587 5,631,750 5,272,888 5,647,178 Operating Expenses Personnel Services 781,202 822,385 819,521 861,414 Raw Water Purchases 1,585,340 1,679,600 1,615,435 1,725,393 Supplies 413,658 579,100 514,465 532,807 Maintenance 187,189 142,300 133,200 140,000 Services 439,887 493,288 444,553 502,969 Depreciation 351,650 350,000 344,400 512,000 Total Expenditures 3,758,926 4,066,673 3,871,574 4,274,583 Operating Income 1,469,661 1,565,077 1,401,314 1,372,595 Non - Operating Interest Revenue and Other 352,389 407,600 493,350 487,000 Interest Expenses and Other (813,938) (818,193) (818,193) (754,950) Transfers Out - Capital Improvement (313,625) (320,000) (475,000) (475,000) Total Non - Operating Expenses 775,174 (730,593 ) (799,843 742,950 Net Income $ 694,487 $ 834,484 $ 601,471 $ , 629,645 Reconciliation of Net Income (Loss) to Revenues Over (Under) Expenses: Net Income $ 694,487 $ 834,484 $ 601,471 $ 629,645 Principal Debt Retirement (1,250,000) (1,015,000) (1,015,000) (565,000) Capital Outlay (43,021) (30,000) (29,269) (234,000) Depreciation 351,650 350,000 344,400 512,000 Revenues Over (Under) Expenditures $ (246,884 ) $ 139,484 $ 98,398 $ 342,645 7 BAWA - CAPITAL IMPROVEMENT PROGRAM FUND BUDGET SUMMARY BY FUND Actual Budget Estimated Adopted 2001 -02 2002 -03 2002 -03 2003 -04 xevenues Transfer Royalties From BAWA $ 313,625 $ 320,000 $ 475,000 $ 475,000 Total Revenues 313,625 320,000 475,000 475,000 Expenditures Design Water Supply Line - City of Baytown - - - 700,000 Total Operating - - - 700,000 Total Expenditures - - - 700,000 Excess (Deficit) Revenues Over Expenditures Retained Earnings - Beginning Retained Earnings - Ending 313,625 320,000 475,000 (225,000) 815,492 1,129,117 1,129,117 1,604,117 $ 1,129,117 $ 1,449,117 $ 1,604,117 $ 1,379,117 8 7( r_ J � I � I � I � I � I 4 CITY OF BAYTOWN SERVICE LEVEL BUDGET 3070 BAYTOWN AREA WATER AUTHORITY Actual Budget Estimated Adopted Acct# Acct Descri tion 2001 -02 2002 -03 2002 -03 2003 -04 "/1UU Personnel Services 71031 Contract Personnel Services Total Personnel Services 7200 Supplies 72001 Office 72002 Postage 72007 Wearing Apparel 72016 Motor Vehicle 72021 Minor Tools 72026 Cleaning & Janitorial 72031 Chemical 72032 Medical 72041 Educational 72051 Untreated Water 72055 Laboratory Supplies Total Supplies 7300 Maintenance 73011 Buildings 73021 Filtration Plants 73022 Sanitary Sewers 73025 Streets Sidewalks & Curbs 73027 Heating & Cooling System 73028 Electrical Maintenance 73041 Furniture & Fixtures 73042 Machinery & Equipment 73043 Motor Vehicles 73045 Radio & Testing Equipment Total Maintenance 7400 Services 74001 Communication 74002 Electric Service 74011 Hire Of Equipment 74021 Special Services 74022 Audits 74036 Advertising 74041 Travel & Reimbursables 74042 Education & Training 74051 Rents 74071 Association Dues 74210 General Liability Insurance 74220 Errors & Omissions 74240 Auto Liability 74271 Mobile Equipment $ 1 781,202 $ 822,385 $ 819,521 $ 861,414 781,202 822,385 819,521 861,414 2,242 2,000 2,000 2,000 322 400 400 400 3,293 4,700 4,700 4,700 2,475 4,500 4,000 4,000 1,496 1,800 1,800 1,800 2,007 2,000 2,000 2,000 377,516 493,000 465,000 493,000 274 600 600 600 503 1,300 1,300 1,300 1,585,340 1,725,400 1,625,100 1,725,400 23,530 23,000 23,000 23,000 1,998,998 2,258,700 2,129,900 2,258,200 2,413 3,000 3,000 3,000 43,333 15,000 3,000 15,000 1,717 600 1,600 - 376 700 100 500 6,432 6,500 12,000 6,000 27,717 50,000 50,000 50,000 1,035 1,000 1,000 1,000 93,117 60,000 60,000 60,000 10,869 5,000 2,500 4,000 180 500 - 500 187,189 142,300 133,200 140,000 7,661 6,550 6,550 6,550 358,602 363,481 363,481 363,481 6,479 8,000 4,000 5,000 12,709 17,850 12,850 28,850 8,060 10,800 10,800 10,800 373 500 500 500 3,624 4,000 4,000 4,000 8,961 11,600 11,600 11,600 5,555 5,640 6,000 6,000 832 800 800 800 4,188 3,686 3,686 4,242 6,052 5,325 5,325 6,300 615 801 825 696 285 - 284 298 1 9 CITY OF BAYTOWN SERVICE LEVEL BUDGET 3070 BAYTOWN AREA WATER AUTHORITY Actual Budget Estimated Adopted Uct# Acct Description 2001 -02 2002 -03 2002 -03 2003 -04 /4.Z/2 Keal & Personal property 74280 Bonds Total Services Total Operating 4 i 11,653 $ 10,255 3 13,852 $ 13,852 4,238 4,000 - - 439,887 453,288 444,553 462,969 3,407,276 3,676,673 3,527,174 3,722,583 - 19,000 18,478 234,000 43,021 11,000 10,791 - 43,021 30,000 29,269 234,000 2,063,938 8000 Capital Outlay 1,833,193 84042 Machinery & Equipment 313,625 84043 Motor Vehicles ' Total Capital Outlay 2,377,563 9000 Other Financing Uses 2,308,193 91511 To BAWA Debt Service 91518 To BAWA Capital Improv Total Other Financing Uses 9900 Contingencies 99001 Contingencies tTotal Contingencies TOTAL DEPARTMENT 4 i 11,653 $ 10,255 3 13,852 $ 13,852 4,238 4,000 - - 439,887 453,288 444,553 462,969 3,407,276 3,676,673 3,527,174 3,722,583 - 19,000 18,478 234,000 43,021 11,000 10,791 - 43,021 30,000 29,269 234,000 2,063,938 1,833,193 1,833,193 1,319,950 313,625 320,000 475,000 475,000 2,377,563 2,153,193 2,308,193 1,794,950 40,000 - 40,000 - 40,000 - 40,000 $ 5,827,860 $ 5,899,866 $ 5,864,636 $ 5,791,533 I � I vr [7 CITY OF BAYTOWN BAYTOWN AREA WATER AUTHORITY REVENUE BONDS LONG TERM DEBT AMORTIZATION SCHEDULES Amount Requirements Amount Revenue Amount of Outstanding Fiscal Year 2003 -04 Outstanding Bonds Issue October, 2003 Principal Interest Total Sept., 2004 series, 199/ $ 1,35U,000 $ 1,150,UUU $ 2U5,0U0 $ 52,256 $ 257,256 $ 945,000 Series, 1999 9,095,000 9,095,000 210,000 506,145 716,145 8,885,000 Series, 2002 3,800,000 3,800,000 150,000 196,549 346,549 3,650,000 $ 14,045,000 $ 565,000 $ 754,950 $ 1,319,950 $ 13,480,000 Combined BAWA Debt, All Series Debt Requirements to Maturity Fiscal Principal Total Total Year 5/01 Interest Requirement 2004 $ 565,000 $ 754,950 $ 1,319,950 2005 595,000 723,031 1,318,031 2006 630,000 689,189 1,319,189 2007 660,000 653,199 1,313,199 2008 100,000 615,429 1,315,429 2009 740,000 574,994 1,314,994 2010 780,000 533,194 1,313,194 2011 815,000 493,219 1,308,219 2012 860,000 451,141 1,311,141 2013 905,000 407,819 1,312,819 2014 950,000 361,679 1,311,679 2015 995,000 312,289 1,307,289 2016 1,050,000 259,931 1,309,931 2017 1,100,000 204,291 1,304,291 2018 1,160,000 145,991 1,305,991 2019 1,220,000 83,351 1,303,351 2020 320,000 16,480 336,480 $ 14,045,000 $ 7,280,176 $ 21,325,176 �rl 1 :7 CITY OF BAYTOWN BAYTOWN AREA WATER AUTHORITY REVENUE BONDS DETAIL DEBT AMORTIZATION SCHEDULES Fiscal Interest Principal Interest Interest Annual Principal Total Year Rate Due 5101 Due 5101 Due 11 /01 Requirement Outstanding Outstandin Revenue Bond, Series 1997 Date of Issue - December 4, 1997 745,000 112,944 Term - 10 Years 2000 3,395,000 $ - $ 33,503 $ 33,503 $ 67,006 $ 1,350,000 $ 1,715,523 2001 5.565% - 33,503 33,503 67,006 1,350,000 1,648,516 2002 5.565% - 33,503 33,503 67,006 1,350,000 1,581,510 2003 7.375% 200,000 33,503 33,503 267,006 1,150,000 1,314,504 2004 4.375% 205,000 26,128 26,128 257,256 945,000 1,057,248 2005 4.450% 215,000 21,644 21,644 258,288 730,000 798,960 2006 4.550% 230,000 16,860 16,860 263,720 500,000 535,240 2007 4.600% 245,000 11,628 11,628 268,255 255,000 266,985 2008 4.700% 255,000 5,993 5,993 266,985 - - 2008 7.000% $ 1,350,000 $ 216,264 $ 216,264 $ 1,782,529 707,095 7,915,000 Revenue Bond, Series 1999 Date of Issue - November 1, 1999 745,000 112,944 Term - 20 Years 970,888 3,395,000 3,875,000 2016 5.400% 785,000 93,015 $ 16,019,675 2000 5.565% $ - $ 253,073 $ - $ 253,073 $ 9,095,000 15,766,603 2001 5.565% - 253,073 253,073 506,145 9,095,000 15,260,458 2002 5.565% - 253,073 253,073 506,145 9,095,000 14,754,313 2003 5.565% - .253,073 253,073 506,145 9,095,000 14,248,168 2004 7.000% 210,000 253,073 253,073 716,145 8,885,000 13,532,023 2005 7.000% 225,000 245,723 245,723 716,445 8,660,000 12,815,578 2006 7.000% 235,000 237,848 237,848 710,695 8,425,000 12,104,883 2007 7.000% 245,000 229,623 229,623 704,245 8,180,000 11,400,638 2008 7.000% 265,000 221,048 221,048 707,095 7,915,000 10,693,543 2009 5.700% 550,000 211,773 211,773 973,545 7,365,000 9,719,998 2010 5.000% 585,000 196,098 196,098 977,195 6,780,000 8,742,803 2011 5.100% 610,000 181,473 181,473 972,945 6,170,000 7,769,858 2012 5.150% 645,000 165,918 165,918 976,835 5,525,000 6,793,023 2013 5.200% 675,000 149,309 149,309 973,618 4,850,000 5,819,405 2014 5.300% 710,000 131,759 131,759 973,518 4,140,000 4,845,888 2015 5.350% 745,000 112,944 112,944 970,888 3,395,000 3,875,000 2016 5.400% 785,000 93,015 93,015 971,030 2,610,000 2,903,970 2017 5.400% 825,000 71,820 71,820 968,640 1,785,000 1,935,330 2018 5.500% 870,000 49,545 49,545 969,090 915,000 966,240 2019 5.600% 915,000 25,620 25,620 966,240 - - $ 9,095,000 $ 3,588,874 $ 3,335,801 $ 16,019,675 12 CITY OF BAYTOWN BAYTOWN AREA WATER AUTHORITY REVENUE BONDS DETAIL DEBT AMORTIZATION SCHEDULES Fiscal Interest Principal Interest Interest Annual Principal Total Year Rate Due 5101 Due 5101 Due 11 /01 Requirement Outstanding Outstanding ' Revenue Bond, Series 2002 Dale of Issue - January 10, 2002 _ Term - 19 Years $ 6,040,949 2002 $ - $ 81,895 $ - $ 81,895 $ 3,800,000 5,959,054 ' 2003 2004 5.50090 - 150,000 98,274 98,274 98,274 98,274 196,549 346,549 3,800,000 3,650,000 5,762,505 5,415,956 2005 5.500% 155,000 94,149 94,149 343,299 3,495,000 5,072,658 2006 5.500% 165,000 89,887 89,887 344,774 3,330,000 4,727,884 ' 2007 5.500% 170,000 85,349 85,349 340,699 3,160,000 4,387,185 2008 5.500% 180,000 80,674 80,674 341,349 2,980,000 4,045,836 2009 5.500% 190,000 75,724 75,724 341,449 2,790,000 3,704,388 2010 5.500% 195,000 70,499 70,499 335,999 2,595,000 3,368,389 ' 2011 5.350% 205,000 65,137 65,137 335,274 2,390,000 3,033,115 2012 4.700% 215,000 59,653 59,653 334,306 2,175,000 2,698,809 ' 2013 2014 4.800% 4.900% 230,000 240,000 54,601 49,081 54,601 49,081 339,201 338,161 1,945,000 1,705,000 2,359,608 2,021,446 2015 5.000% 250,000 43,201 43,201 336,401 1,455,000 1,685,045 2016 5.000% 265,000 36,951 36,951 338,901 1,190,000 1,346,144 2017 5.000% 275,000 30,326 30,326 335,651 915,000 1,010,493 ' 2018 5.10090 290,000 23,451 23,451 336,901 625,000 673,591 2019 5.125% 305,000 16,056 16,056 337,111 320,000 336,480 ' 2020 5.150% 320,000 $ 3,800,000 8,240 $ 1,161,422 8,240 336,480 $ 1,079,527 $ 6,040,949 - 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