Ordinance No. 894ORDINANCE NO. 899
AN ORDINANCE PROVIDING FOR THE CONSTITUTION OF A CITY
INSURANCE ASSOCIATION FOR THE CITY OF BAYTOWN, TEXAS,
SUBJECT TO THE ANNUAL REVIEW AND GENERAL DIRECTION OF
THE GOVERNMENT OF THE CITY OF BAYTOWN; PRESCRIBING
MEMBERSHIP QUA€.IFICATIONS AND REQUIREMIENTS; PROVIDING
FOR GENERAL PROCEDURE OF ASSOCIATION OPERATIONS; EFFECT-
ING INITIAL ORGANIZATION OF THE ASSOCIATION; PROVIDING A RE-
PEALLING CLAUSE; PROVIDING A SEVERABILTTY CLAUSE; AND PRO-
VIDING FOR THE EFFECTIVE DATE THEREOF.
11HEREAS, the City Council of the City of Baytown hereby finds
and declares that it is in the public interest and necessary for the
advancement of the general welfare, comfort and convenience of the City
and its inhabitants that an insurance pool be constituted immediately to
insure the City of Baytown against casualty and liability losses; NOW,
THEREFORE:
BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF BAYTOWN:
Section 1: Creation: There is hereby constituted THE CITY OF
BAYTOWN INSURANCE ASSOCIATION, hereinafter called ASSOCIATION. The pur-
pose of the ASSOCIATION shall be to arrange for insurance coverage for
the City of Baytown on the terms and conditions herein stated.
Section 2: Qualifications. All members of the ASSOCIATION shall:
A. (1) Be recording agents and represent stock companies directly
with a rating of A -AAAA, or better, as indicated by Best
Insurance Guide and said members must have authority to
issue and countersign policies in the companies which they
represent.
A. (2) As used herein the term "agent" shall mean a natural
person. Not more than one person employed directly or
indirectly in an agency shall participate in the operation
of the ASSOCIATION or receive benefits thereunder.
B. (1) Have had a proprietary interest in and actively managed
and operated a general fire and casualty insurance busi-
ness as a licensed recording agent in the City of Baytown
for the five consecutive years immediately preceding
each member's application for membership in the ASSOG-
IATION. Agents in newly annexed areas may qualify if
they meet this requirement within the newly annexed area
either prior to or after annexation. Agents participating
at the time of adoption of this ordinance shall not be ex-
cluded by this five year requirement.
B. (2) All persons, at time of application for membership and
thereafter, who become members of the ASSOCIATION must
maintain a business office separate and apart from any
residential rooms or lodging.
B. (3) Members of the ASSOCIATION shall not engage in full -
time employment in any occupation outside the insurance
industry, except combined real estate business. Any agent
who is supervised or controlled by or connected or associa-
ted with a bank, mortgage loan company, savings and loan
association or a managing general agency owned or con-
troller by or connected or associated with a bank, mortgage
loan company or savings and loan association shall not be
eligible due to possible conflict of interest.
C. Carry Errors and Omissions Insurance Coverage with limit
of at least $50,000.00.
D. Reside within the corporate limits of the City of Baytown
and own a fee interest in real property within the corporate
limits of the City of Baytown.
Section 3: ComooC;tit.
3. (A) The ASSOCIATION shall consist of all said agents comply-
ing withtha Section 2 Qualifications and who file application
in the office of the City Clerk of the City of Baytown on or
before June 1, 19 of each year. Application forms shall
be furnis'cd by the City Clerk during regular business hours
under such regulations as he may prescribe.
Section 4: Management and Procedure.
4. (A) The ASSOCIATION shall meet on the first Monday after the 15th
day of June of each year at 2:00 p.m. at the City Council Cham-
bers in the City Hall of the City of Baytown, unless such Monday
falls on a City legal holiday, in which event the meeting shall
be on the business day next following.
4. (B) The ASSOCIATION shall review all applications for member-
ship and approve all applications found in compliance with the
terms of this ordinance.
4. (C) An ASSOCIATION CO- ORDINATOR shall be elected from among
the membership approved for the year ensuing. Each member
present shall be entitled to one vote and an affirmative
majority of those present and voting shall constitute the
election of the ASSOCIATION CO-ORDINATOR.
4. (D) The ASSOCIATION CO- 0 1"DINATOR shall appoint such committees
as he deems needed for the proper management of the ASSOCIA-
TION. He small act as chairman of all ASSOCIATION meetings,
whether of the T,'lole or in committee, serve as liasion be-
tween the ASSOCIA ION, the Mayor, the City Council, and other
officers of the City, and perform such other duties as he may
be assigned by the ASSOCIATION or by the City Council.
Section 5: Attendance.
5. IA) All members will be required to attend the initial meeting
each year as well as all other meetings called by the
ASSOCIATION CO- ORDINATOR, except as provided in Section 5,
(B). Notice of meetings called by the ASSOCIATION CO-
ORDINATOR shall be given to all members by such means and
at such times as the ASSOCIATION may prescribe.
5. (B) Any member having called - meetings absences totalling
more than 20% of the total number of called meetings with-
in one calendar year prior to any time of calculation of the
number of said absences shall automatically forfeit all
member rights for the following year and such members
shall not be permitted participation in that following year.
Section 6: Policy Assignment Procedure:
5. (A) Each year, at a time designated by the ASSOCIATION CO-
ORDINATOR and sufficiently early to assure continuity of
complete insurance protection for the City, all members
shall draw for the right to write a one -third (1/3) share of
the total fire schedule. The fire insurance policy shall be
written for a three year period at rates developed by the
ASSOCIATION Fire Committee, subject to the specifications
of the City of Baytown as determined by its Council or de-
signated officers and in conformance with the Insurance Code
of Texas. To instigate this procedure, drawing will be made
for two broken terms policies of one and two years and one
three year policy. Agents holding policies then in force
shall not be eligible for any fire schedule drawing until all
their existing fire policies have expired.
b. (B) All other casualty insurance policies and all City officer
fidelity bonds may be written by the ASSOCIATION CO -OR-
DINATOR, subject to the specifications of the City and in
conformance with applicable State law.
Section 7: Commissions. All earned commissions on all policies, ex-
cluding contingent commissions, shall be distributed equally among all the
ASSOCIATION members at such time and in such manner as the ASSOCIATION may
determine.
Section 8: Existing PoIicies. Existing policies, and all contracts
connected therewith, shall expire at normal schedules, unless renewed here-
under, or otherwise cancelled pursuant to the terms of said policies and con-
tracts.
Section 9: Repeal. All ordinances, resolutions, rules or regulations
in force when this ordinance becomes effective and which are in conflict here-
with or inconsistent herewith are hereby repealed, insofar as said ordinances,
resolutions, rules or regulations are inconsistent with or in conflict with
this ordinance.
Section 10: Severabilit . If any word, phrase, clause, sentence
paragraph, section or part of this ordinance shall be held by any court of
competent jurisdiction to be invalid or unconstitutional it shall not affect
the validity or enforceability of any other word, phrase, clause, sentence,
paragraph, section or part of this ordinance.
Section 11: Effective Date. That this ordinance shall take effect from
and after the date of its passage by a majority of the City Council of the
City of Baytown.
INTRODUCED, HEAD and PASSED by a majority of the City Council of the
City of Baytown, on this 19th day,,vf Qc.tober, 1967.
Seaborn Cravey, ,�Mayo4
ATTEST:
Edna Oliver, City Clerk